2009 Financial crisis: AIG

Joseph Cassano, AIG financial products

Cassano has been dubbed "patient zero" of the global economic meltdown. He ran the AIG team that sold credit default swaps in London that led the company into bankruptcy and a massive bailout. Democratic senator John Sarbanes said Cassano "single-handedly brought AIG to its knees".

After the bailout Cassano refused all media interviews and had not spoken about the crisis until he was called before the US congress financial crisis inquiry commission in July 2010. "I think there would have been few, if any, realised losses on the CDS contracts had they not been unwound in the bailout," he said, adding: "my perspective diverges in important ways from the popular wisdom".

Cassano, who used to live in an opulent townhouse behind Harrods, has since moved back to Westport, on Long Island Sound, where he is apparently unemployed, and uncontactable.

2009 Financial Crisis: The American public

It wasn't just the bankers who were greedy. The men and women on the street took out billions of dollars of loans they knew they couldn't afford. American families' wealth has fallen by 38.8% between 2007 and 2010, according to the latest three-yearly data from the Fed. The collapse in house prices, which was caused by Americans' failure to keep up repayments on loans they couldn't afford, caused US families median net worth to decline from $126,400 in 2007 to $77,300 in 2010.

2009 Financial Crisis: Wall St Bankers

Jimmy Cayne, former Bear Sterns boss 

While Bear Sterns was going bust Cayne was playing bridge in Detroit. He's quite an accomplished player and has won several rounds of the North American Bridge Championships. But he was less good at running Bear Sterns, with CNBC naming him one of the "worst CEOs of all time". 

Bear Sterns was sold to JP Morgan for $10 a share, compared with the $133.20 a share it was trading at before the crisis. Cayne, who had a big stake in the company, lost about $1bn. 

Cayne has now disappeared from the corporate public eye, but it is still possible to play him at bridge online.

2009 Financial Crisis: Wall St Bankers

Fred Goodwin, former RBS boss 

Fred "the shred" was stripped of his knighthood last year as public anger over his role in causing the financial crisis reached boiling point. Goodwin, who has been dubbed "the world's worst banker", brought Royal Bank of Scotland to its knees via a series of over-ambitious acquisitions. A string of 20 takeovers transformed RBS into a global leader but Goodwin wasn't satisfied and just before the financial crisis struck he led a $100bn takeover of Dutch bank ABN Amro. 

RBS went on to record the biggest annual loss in UK corporate history and had to be bailed out by the government to the tune of £45.5bn. It is now 82%-owned by the state. 

Goodwin hit the headlines again recently when he was blamed for a crisis at Scotland's biggest architecture firm, RMJM, where he was an adviser. About 80 staff left the firm after a battle over unpaid fees.

2009 Financial crisis:Wall Street Bankers

Wall Street Bankers

Dick Fuld, chief executive Lehman Brothers

"The Gorilla of Wall Street", as Fuld was known, steered Lehman deep into the business of sub-prime mortgages. Lehman took the loans and packaged them up into (soon-to-be toxic) bonds which they sold to investors.

Fuld is said to have raked in almost $500m in pay and bonuses during his tenure as chief executive, but the 66 year old insisted to Capitol Hill that he actually only earned $300m. During the testimony, Fuld was asked if he wondered why Lehman Brothers was the only firm that was allowed to fail. "Until the day they put me in the ground, I will wonder," he said.

A lot of Americans might have been stung by the collapse in property prices in the wake of the crisis. Not Dick, in November 2008 Fuld transferred the ownership of his $100m Florida mansion to his wife. They had bought it four years earlier for $13.5m. 

In 2009 Fuld joined US hedge fund Matrix Advisors. A year later he joined broker Legend Securities, he left the firm earlier last  year.

2009 Financial crisis: politicians

Geir Haarde, prime minister of Iceland 2006-2009 

Haarde is the only politician to have been found guilty by a court of helping to cause the crisis. Last yr an Icelandic court found Haarde guilty of failing to hold emergency cabinet meetings in the run up to the crisis. Haarde fell from power after the country's three biggest banks collapsed, the country's economy went into meltdown, and the government was forced to borrow $10bn (£6.3bn) to prop up its economy. 

During the trial, he said: "None of us realised at the time that there was something fishy within the banking system itself, as now appears to have been the case.

2009 Financial crisis: politicians

George W Bush, former US president 

The meltdown happened on Bush's watch. While Clinton got the ball rolling with sub-prime lending, Bush failed to bring in much tighter regulation, bar the Sarbanes-Oxley Act brought in after the Enron scandal. And he didn't do a lot to stop the boom in lending to "Ninjas" [no income, no job applicants. 

Nouriel Roubini, the economist who earned the nickname Dr Doom for his prediction that the crisis was about to hit, blames Bush. Obama "inherited a mess", Roubini has said. "We're lucky that this Great Recession is not turning into another Great Depression." 

Bush is in self-imposed political exile and has been notable for his absence in Mitt Romney's campaign to become the next Republican president. "He is enjoying his life in Texas. He's not seeking the limelight. And he is really focused on the Bush Center," his spokesman said recently. He has "no plans to endorse, at least not at present," the spokesman added. 

The former president has written a book, Decision Points, about the 14 biggest decisions of his presidential career. The former president was paid $7m for 1.5m copies.